We offer numerous commercial mortgage loan programs tailored to suit a variety of real property types and situations. Different borrowers require different commercial loan solutions, and we are expert at structuring the transaction to obtain a commitment with the best terms available.
CONVENTIONAL LOAN PROGRAM
Available for a variety of property types, these commercial real estate loans feature a 25 year term and a several options for fixed or floating rates and prepayment penalties. These loans are available for numerous property types, with terms tailored to the borrower's needs. CLICK HERE for more information on this program.
SBA 7A LOAN PROGRAM
This program is available for owner-occupied commercial real estate mortgages. All loans are fully amortized with loan terms up to 25 years. This commercial loan program offers a high loan-to-value, a short prepayment penalty and is suited to borrowers that may not qualify for conventional or bank financing. CLICK HERE for more information on this program.
SBA 504 PROGRAM
This program also is available for owner-occupied commercial real estate mortgage transactions. It features a higher loan limit than the SBA 7A program and can be used for the construction or acquisition of commercial real property. The loan-to-value available will depend on the property type and the borrower, but can go as high as 90%. CLICK HERE for more information on this program.
BRIDGE LOAN PROGRAM
This program is ideal for properties or borrowers who have had some historical financial difficulties. Circumstances include any turn-around situation, including bankruptcy. Most property types will be considered for this program. The loan term is shorter than traditional financing with no prepayment penalties.
CLICK HERE for more information on this program.
A word about the different SBA programs:
The differences between the SBA 7A program and the SBA 504 program can be confusing. For a side-by-side comparison of the basics, see our CHART. We can assist you with determining which program is better suited to your commercial loan request. To discuss specifics of your particular transaction, please CONTACT US.
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